Loan Modification

http://www.dukefightmaster.com Have you fallen behind on your mortgage payments? Are you almost in foreclosure? Have you tried to contact the bank and found it very difficult to get a decision maker on the phone? USA mortgage Aid is negotiating home loans everyday. They know the ins and outs of the banking business and can get you the best possible deal. If you tell them that Duke Fightmaster sent you you will get $500 off their fee. Contact USA Mortgage aid and get your life back on track.

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Technorati Tags: Bankruptcy, Duke Fightmaster, foreclosure, loan modification, loan negotiation, Short sale, USA Mortgage Aid

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http://www.60MinuteLoanModification visit for a free CD on Mike Rockwood’s experience modifying 5 of his own home loans – and how you can too. Ask Mortgage Modification questions on our forums at http://www.60minuteloanmodification.com/members

For me, the housing market implosion became personal. If youre reading this article its likely that the crisis has become that way for you, too.

Never in history has so much wealth evaporated so rapidly. It became a global problem, too, as mortgage-backed securities and derivatives are traded on exchanges around the world.

Approximately 15 million Americans purchased homes at the height of the housing bubble (from 2004-2006). Today they find themselves at Ground Zero in the housing crisis. Some experts say more than 8 million homes (16%) will go into foreclosure before 2012.

Over 600,000 loans were modified in 2008. That number is expected to quadruple in 2009. The burning question on the minds of homeowners today should be, How much and how rapidly can I modify my home loan?

In 2005 I purchased a long neglected home with big dreams of rehabbing it for my own. It seemed like a sweet real estate deal and it was until the U.S. housing market collapsed. Unfortunately, by that time I had already sunk $90,000 into improvements, so I resigned myself to riding out the housing downturn. At least the home turned out lovely and my wife of 34 years was pleased.

When my income declined too much, it became clear I couldnt meet my obligations. I racked my brain for a solution: Where could I cut back? What is the absolute minimum I could pay? Do I have any stocks or investments to sell?

I Wanna talk about ME!

I have always been conservative. I take pride in working hard and dreaming big. Like most Americans, I dont expect handouts. Im proud of my ability to care for myself and raise a happy family with solid moral values and work ethic.

You get the pictureIm probably a lot like you! Salt of the earth! But I began to feel that the economy had fundamentally changed, especially the housing market, and normal homeowners were being left behind to carry the burden.

New tales of corporate excesses are revealed daily. We learned of VIP loans for Senators and platinum parachutes for executives at Countrywide; Detroits big three automakers flew into Washington on private jets to pick up their government handout; Wall Street theif Bernard Madoff admitted to cheating clients out of a cool $50Billion; and on and on! It looked like a collapsed house of cards.

Remember Blazing Saddles? It contains a scene in which Gene Wilders character describes good, traditional citizens. He says, They have unchanging values, the salt of the earth people you know morons! Thats how I felt. Thats how I still feelmoronically passive while getting robbed!

My first loan modification was absolutely torturous. I actually failed three times on it before I finally cracked the code! I read through hundreds of pages of information published by non-profits, spent hours on hold with the bank, and attended one of the first Loan Modification live events designed to assist homeowners in distress. Instead of the anticipated turnout of 200, some 2,000 people showed up. Many of them waited over 5-hours just to talk with a bank representative. It was impossible not to see the similarities to the long lines of desperate Americans in line for soup and bread during the Great Depression.

Well, it certainly shook my psyche a bit. But sometimes reality bites!

The mod that came out of that meeting saved me $686 per month and almost $194,000 over the life of the loan.! Do I have your attention now?

Needless to say, it got my attention! How often do we get the opportunity to reduce monthly expenses by $686? Most people have to get a 2nd job to earn that much and thats taxable income! And, here is the financial benefit to me:

I had gone from inept bumbler to laser-focused loan mod mercenary. I was fast, fearless and dead serious about getting the best loan modification! Now, my experiences can help you.

Learn more about the opportunity to modify your mortgage with a free CD called 60 Minute loan Modification Secrets. Get it at my site http://www.60MinuteLoanModification.com.

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Technorati Tags: bailout, foreclosure, home loan modification, hope for home owners, loan modification, mortgage modification, Short sale

www.OWNavigators.com Principal Reduction Program for distressed homeowners who are upside down in their mortgage. We will negotiate a new mortgage for you at 95% of Current Market Value. Good credit or bad credit, we can help you get a new loan if you meet our qualifications. This is not a loan modification program. Special surprise for California property owners.

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Technorati Tags: foreclosure, foreclosure prevention, hedge funds, mortgage principal reduction, principal reduction, short pay refinance, Short sale

Attorney Negotiated Home Loan Modification for Home Owners. Expert Advice on Real Estate and Mortgage. Avoid Foreclosure Scams and Fraud. Prevent Bankruptcy. Go To http://RealEstateMarketingThisWeek.com

Part 7 (Excerpt)

Watch out for scams; huge fees for Loan Modifications

Important to point out folks that Velocity Financial is a full service mortgage broker, the majority of our business is writing and originating and underwriting mortgage loans for homeowners, people to buy real-estate, people to refinance their homes, people can still refinance out there, loan modifications are not for everybody, in fact they are for a small segment of the market.

Im the founder of the Modification Hotline and we put that in place to help people right now, people dont need a salesman when it comes to these loan modifications, I heard a story today from a home owner that I just couldnt believe, this person that is trying to get loan modification told them that she had to pay them $1500 a month for 4 months and by the time she was finished paying them they guaranteed her some kind of ridiculous, I just dont understand why it is like that.

Right now we need to help you get through the situation, we are here for you, we are going to do everything in our power with our national network of attorneys, who are expert negotiators, so it is important that you call.

I just want to make the distinction so it is clear for everybody, Velocity Financial is a full service mortgage firm, all things mortgage related and the concept of todays show being loan modification program is a division of something that you kind of created and had some foresight about all of these issues that are effecting not only mortgage holders but the economy at large, thus this topic and wanting to help these people.

Thats correct, a year and a half ago I was approached by someone that I respected very much in the industry, asked me to get involved with the loss mitigation process and I essentially declined the offer, once I reanalyzed that a number of people calling us needed loan modifications. We did do some research and found the debt advisory alliance with a gentlemen that I have know for years, and he had already put together the national network of attorneys, so we are working with these people who have done thousands of these loan modifications.

We are the affiliate, we are doing the discovery and due diligence, they are taking care of the expert negotiations, thats not my job, that is not what we are good at, what we are good at is putting together a case that will get modified the best for you, and your kids and everything else to keep all of you in place…

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Ron Bell facilitates a discussion on loan modification services offered by iModifcation. Features Ken Auld and Trevor Raidley of iModification.

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Technorati Tags: foreclosure, loan modification, reno real estate, Short sale

http://www.60minuteloanmodification.com – LOAN MODIFICATION: IS IT RIGHT FOR ME? I have a free 60-Minute Loan Modification CD that teaches you how I modified 6 of my own mortgages and now teach others to do the same. Follow the link above.

WHO QUALIFIES FOR LOAN MODIFICATIONS?

First:

You must have a genuine hardship. This can be a loss of employment, a rate increase, a decrease in property value, or other hardship which has made it difficult to make their monthly payments. You must be willing to write a hardship letter as part of the application process.

Second:

You must have made the decision to keep your home. You have to be sure that you want to absolutely keep your home and you will continue to stay current on the new monthly mortgage payments, once negotiated.

Third:

You must be able to afford the new terms of the modification – the monthly payments.
FREE LOAN MODIFICATION FORUM:
http://www.60minuteloanmodification.com/members

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Technorati Tags: Bankruptcy, foreclosure, home loan modification, loan modification, mortgage modification, Short sale

Watch this video and learn how to do it yourself loan modification. email me direct at jbposey@theusmodgroup.com for all forms, phone numbers and items required by lender. You will learn all of the details to the Obama Loan Modification as well. Do it yourself loan modification.

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Technorati Tags: cheap loan modification, free loan mod, keep my house, loan mod, loan modification, low cost loan mod, obama loan modification, san diego, Short sale, stop foreclosure, stop foreclosure now

SaveMeFromForeclosure.com Justin Lee
Presents Foreclosure Prevention Tips With Today’s Topic Before Restructuring Your Mortgage Make Sure You Meet The Minimum Requirements.
See SaveMeFromForeclosure.com To Find Out More Information!

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Technorati Tags: Avoid, foreclosure, investment, mortgages, Prevent, Real-Estate, Short sale, stop

Feel that you may need to move, but owe more than it’s worth. There are options out there.

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Technorati Tags: Bank Owned, Christy Kimbrel, foreclosure, help with mortgage, Help with my Home, mortgage help, REO, Short sale, Upside down on my home

Our company offers homeowners a home mortgage balance reduction program for homeowners that are upside down (LTV over 125%). This program does NOT negatively impact your credit. This is NOT simply a loan modification that only offers a temporary reduction in your interest rate. Our Mortgage Balance Reduction program reduces your principal balance owed to 95% of CURRENT MARKET VALUE. Call me today for more information.
Charlie Kartchner
1-925-360-1175 Direct
1-888-708-3669 Toll-free voicemail
LowerMyMortgageBalance@gmail.com

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Technorati Tags: foreclosure prevention, home loan, homeowner assistance, homeowner help, loan forgiveness, loan modification, loan reduction, lower payment, Mortgage, mortgage assistance, Mortgage Reduction, refinance, Short sale